Welcome to R&B LENDING PTY LTD
Buying a home – either to live in or as an investment – is a big commitment, so it’s important to borrow in a way that doesn’t compromise your financial future.
From home loans for self-employed individuals to specialised financing for property purchases through self-managed super funds, our specialist brokers will help you find your ideal loan.
Discover how we can help you finance for the future.
Buying an investment property often requires a different type of loan to mortgages on owner-occupied properties.
We’ll work with you to find a loan that positions your investment for optimal returns – you’re ready to start building your wealth through property, and we want to help make that happen.
Whether you need a mortgage for your first investment property or you’re ready to take out your third residential loan, our brokers will help you navigate the financing process.
Buying a home is one of the biggest decisions you’ll ever make, so it’s important that you do it the right way.
A home loan tailored to your circumstances can make the difference between a stressful liability and a successful investment.
Our experienced lenders will work with you to find you a loan with the right repayment structure, interest rate, and LVR, so you can get the most out of your new property.
Find out how we can help.
Self-employed borrowers often face unique challenges when it comes to mortgages, especially if their businesses are less than two years old.
Most lenders regard self-employed borrowers as high-risk – from their perspective, your income is less certain than a salary, which means they’re often less willing to offer you a loan.
Luckily, not every lender stigmatises self-employed borrowers. By leveraging our lending panel and industry network, we’ll help match you with progressive banks and non-bank financers who feel comfortable backing your mortgage.
Talk to us about strategies for obtaining your self-employed home loan.
Purchasing property through your self-managed super fund (SMSF) can be a good way to maximise your super returns.
Borrowing directly from lenders, though, can attract higher interest rates than normal residential mortgages – SMSF property loans are strictly regulated and are considered riskier.
Our experienced brokers will coordinate with you to find a loan that matches your SMSF circumstances. Many lenders have specific contribution requirements, and repayments for SMSF properties must come from within the fund itself, making favourable repayment conditions especially important.
Talk to us about maximising the value of your super with an SMSF residential property loan.
R&B LENDING always act in the best interests of our clients. Our sole purpose is to help you grow your wealth through property, and we do it to the best of our ability.